Access to capital can be one of the most limiting growth factors for small businesses. Whether you need to stock up on inventory, invest in marketing, or manage cash flow through slower months, waiting on traditional financing isn't always an option. That's why we've partnered with Stripe to bring POWR Capital to Wix merchants.
What is POWR Capital?
POWR Capital provides access to fast, flexible financing so you can invest in growth. It's built directly into your POWR experience, powered by Stripe, the same payment infrastructure already processing your transactions.
If you're eligible, you'll receive a personalized financing offer based on your payment volume and history on POWR. No lengthy paperwork, no long waits.
How It Works
Getting started is straightforward.
Check your eligibility. If you qualify based on factors like your payment volume and history on POWR, you'll receive an offer via email from Stripe. Eligibility is reviewed on a daily basis.
Select your offer. Review your personalized offer and use the slider to choose the financing amount that works for your business. The flat fee and payment rate adjust based on the amount you select.
Receive your funds. If your application is approved, funds are deposited into your linked bank account typically in as little as two business days.
Pay as you earn. You automatically pay the financing through a fixed percentage of your daily sales*. When business is busy, you pay more and clear your balance faster. When things slow down, your payments decrease to match.
What You Can Use It For
POWR Capital is designed for business needs. Approved uses include purchasing equipment or inventory, investing in marketing, hiring, and managing cash flow.
What It Costs
You pay one flat fee that never changes. There are no compounding interest charges and no late fees. The fee is included in your total and paid automatically through your sales over time.
Applying for financing through Stripe Capital might require a personal credit check under some circumstances, but this credit check does not affect your personal credit score.
Not Eligible Yet?
Eligibility is based on a combination of factors including your transaction volume and history with POWR. If you haven't received an offer, it means you're not eligible at this time. Processing more of your business payments through POWR may improve your likelihood of receiving a future offer, though this is not guaranteed.
Get Started
Log into your POWR account or check your inbox for an offer email from Stripe. If you have questions, visit our POWR Capital page or contact our Stripe partners at capital-support@stripe.com.
Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. See your Dashboard for the terms of your offer.
*Stripe Capital loans have a minimum amount due each payment period, and if the minimum amount that you pay through sales doesn’t meet the minimum your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your Stripe sales when you meet the fixed payment amount. The payment terms for your offer will be detailed during the application process.